I will have to admit that I suck at saving money. I happened to explore the budget-saving planner section of pins and Instagram accounts and found the beauty of all things budgetting and the cash envelope system. I usually don't carry cash, but maybe that's my problem. That piece of plastics I carry is so easy to swipe and touch-less payment option on your phone? oh my. 

So I decided to try the cash envelop system and for me to figure out how much I want to put money into each pocket, I used my Monthly Budget insert to narrow my income down to calculate. This insert is free to use, so please make sure to tag me @graciedits__ when you get to use them. The only pleasure I get from sharing my inserts is to see people actually use them :)